LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,626
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$905/mo
Today · 4.125%
HK$30,421
baseline
▲ 0.50% · 4.625%
HK$32,272
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,842/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,846
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,700
−HK$866/mo
Today · 4.125%
HK$33,566
baseline
▲ 0.50% · 4.625%
HK$35,335
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,132/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,419
−HK$1,086/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,726
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,215
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,240
−HK$1,039/mo
Today · 4.125%
HK$40,279
baseline
▲ 0.50% · 4.625%
HK$42,403
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,558/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,322
−HK$1,267/mo
Today · 4.125%
HK$42,589
baseline
▲ 0.50% · 4.625%
HK$45,180
+HK$2,591/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,178/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,584
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,780
−HK$1,213/mo
Today · 4.125%
HK$46,993
baseline
▲ 0.50% · 4.625%
HK$49,470
+HK$2,477/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,986/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,526
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,628/mo
Today · 4.125%
HK$54,757
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$3,332/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,514/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,859
−HK$1,560/mo
Today · 4.125%
HK$60,419
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,185/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,838/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,763 · Scale 2, in force from 26 Feb 2026)