LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,626
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$905/mo
Today · 4.125%
HK$30,421
baseline
▲ 0.50% · 4.625%
HK$32,272
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,842/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,846
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,700
−HK$867/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,336
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,420
−HK$1,085/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,726
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,215
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,240
−HK$1,040/mo
Today · 4.125%
HK$40,280
baseline
▲ 0.50% · 4.625%
HK$42,403
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,560/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,323
−HK$1,266/mo
Today · 4.125%
HK$42,589
baseline
▲ 0.50% · 4.625%
HK$45,181
+HK$2,592/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,178/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,584
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,780
−HK$1,213/mo
Today · 4.125%
HK$46,993
baseline
▲ 0.50% · 4.625%
HK$49,470
+HK$2,477/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,986/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,527
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,629/mo
Today · 4.125%
HK$54,758
baseline
▲ 0.50% · 4.625%
HK$58,090
+HK$3,332/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,516/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,323
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,860
−HK$1,560/mo
Today · 4.125%
HK$60,420
baseline
▲ 0.50% · 4.625%
HK$63,605
+HK$3,185/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,840/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,768 · Scale 2, in force from 26 Feb 2026)