LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,627
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$905/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$867/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,352
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,421
−HK$1,086/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,217
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,242
−HK$1,039/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,405
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,078
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,324
−HK$1,267/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$45,182
+HK$2,591/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,586
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,782
−HK$1,213/mo
Today · 4.125%
HK$46,995
baseline
▲ 0.50% · 4.625%
HK$49,472
+HK$2,477/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,990/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,528
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,131
−HK$1,629/mo
Today · 4.125%
HK$54,760
baseline
▲ 0.50% · 4.625%
HK$58,092
+HK$3,332/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,520/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,325
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,862
−HK$1,560/mo
Today · 4.125%
HK$60,422
baseline
▲ 0.50% · 4.625%
HK$63,607
+HK$3,185/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,844/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,785 · Scale 2, in force from 26 Feb 2026)