LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,631
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,522
−HK$905/mo
Today · 4.125%
HK$30,427
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,854/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,852
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,706
−HK$867/mo
Today · 4.125%
HK$33,573
baseline
▲ 0.50% · 4.625%
HK$35,343
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,146/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,358
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,426
−HK$1,086/mo
Today · 4.125%
HK$36,512
baseline
▲ 0.50% · 4.625%
HK$38,734
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,024/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,222
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,248
−HK$1,040/mo
Today · 4.125%
HK$40,288
baseline
▲ 0.50% · 4.625%
HK$42,411
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,576/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,266/mo
Today · 4.125%
HK$42,597
baseline
▲ 0.50% · 4.625%
HK$45,189
+HK$2,592/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,194/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,593
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,213/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,480
+HK$2,478/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,536
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,139
−HK$1,629/mo
Today · 4.125%
HK$54,768
baseline
▲ 0.50% · 4.625%
HK$58,101
+HK$3,333/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,536/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,334
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,871
−HK$1,560/mo
Today · 4.125%
HK$60,431
baseline
▲ 0.50% · 4.625%
HK$63,617
+HK$3,186/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,862/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,858 · Scale 2, in force from 26 Feb 2026)