LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,635
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,525
−HK$905/mo
Today · 4.125%
HK$30,430
baseline
▲ 0.50% · 4.625%
HK$32,282
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,860/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,856
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,710
−HK$867/mo
Today · 4.125%
HK$33,577
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,154/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,362
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,430
−HK$1,086/mo
Today · 4.125%
HK$36,516
baseline
▲ 0.50% · 4.625%
HK$38,738
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,032/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,227
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,252
−HK$1,040/mo
Today · 4.125%
HK$40,292
baseline
▲ 0.50% · 4.625%
HK$42,416
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,584/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,088
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,335
−HK$1,267/mo
Today · 4.125%
HK$42,602
baseline
▲ 0.50% · 4.625%
HK$45,195
+HK$2,593/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,204/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,598
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,794
−HK$1,214/mo
Today · 4.125%
HK$47,008
baseline
▲ 0.50% · 4.625%
HK$49,485
+HK$2,477/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,016/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,542
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,146
−HK$1,628/mo
Today · 4.125%
HK$54,774
baseline
▲ 0.50% · 4.625%
HK$58,107
+HK$3,333/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,548/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,878
−HK$1,560/mo
Today · 4.125%
HK$60,438
baseline
▲ 0.50% · 4.625%
HK$63,624
+HK$3,186/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,876/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,912 · Scale 2, in force from 26 Feb 2026)