LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,635
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,526
−HK$905/mo
Today · 4.125%
HK$30,431
baseline
▲ 0.50% · 4.625%
HK$32,283
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,862/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,857
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,711
−HK$867/mo
Today · 4.125%
HK$33,578
baseline
▲ 0.50% · 4.625%
HK$35,348
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,156/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,431
−HK$1,086/mo
Today · 4.125%
HK$36,517
baseline
▲ 0.50% · 4.625%
HK$38,739
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,034/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,228
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,253
−HK$1,040/mo
Today · 4.125%
HK$40,293
baseline
▲ 0.50% · 4.625%
HK$42,417
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,586/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,090
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,337
−HK$1,267/mo
Today · 4.125%
HK$42,604
baseline
▲ 0.50% · 4.625%
HK$45,196
+HK$2,592/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,208/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,599
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,795
−HK$1,214/mo
Today · 4.125%
HK$47,009
baseline
▲ 0.50% · 4.625%
HK$49,487
+HK$2,478/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,018/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,544
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,147
−HK$1,629/mo
Today · 4.125%
HK$54,776
baseline
▲ 0.50% · 4.625%
HK$58,109
+HK$3,333/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,552/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,342
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,880
−HK$1,560/mo
Today · 4.125%
HK$60,440
baseline
▲ 0.50% · 4.625%
HK$63,626
+HK$3,186/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,880/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,925 · Scale 2, in force from 26 Feb 2026)