LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,636
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,527
−HK$905/mo
Today · 4.125%
HK$30,432
baseline
▲ 0.50% · 4.625%
HK$32,284
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,864/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$867/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,349
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,364
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$1,086/mo
Today · 4.125%
HK$36,518
baseline
▲ 0.50% · 4.625%
HK$38,740
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$73,036/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,229
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,254
−HK$1,040/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,418
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,091
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,267/mo
Today · 4.125%
HK$42,605
baseline
▲ 0.50% · 4.625%
HK$45,197
+HK$2,592/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,210/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,601
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,797
−HK$1,213/mo
Today · 4.125%
HK$47,010
baseline
▲ 0.50% · 4.625%
HK$49,488
+HK$2,478/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,020/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,545
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,149
−HK$1,629/mo
Today · 4.125%
HK$54,778
baseline
▲ 0.50% · 4.625%
HK$58,111
+HK$3,333/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,556/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,344
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,882
−HK$1,560/mo
Today · 4.125%
HK$60,442
baseline
▲ 0.50% · 4.625%
HK$63,628
+HK$3,186/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,884/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,939 · Scale 2, in force from 26 Feb 2026)