LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,637
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,528
−HK$905/mo
Today · 4.125%
HK$30,433
baseline
▲ 0.50% · 4.625%
HK$32,285
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,866/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,859
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$867/mo
Today · 4.125%
HK$33,580
baseline
▲ 0.50% · 4.625%
HK$35,350
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,160/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,365
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,434
−HK$1,086/mo
Today · 4.125%
HK$36,520
baseline
▲ 0.50% · 4.625%
HK$38,742
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$73,040/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,230
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,040/mo
Today · 4.125%
HK$40,296
baseline
▲ 0.50% · 4.625%
HK$42,420
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$80,592/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,092
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,339
−HK$1,267/mo
Today · 4.125%
HK$42,606
baseline
▲ 0.50% · 4.625%
HK$45,199
+HK$2,593/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,212/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,602
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,798
−HK$1,214/mo
Today · 4.125%
HK$47,012
baseline
▲ 0.50% · 4.625%
HK$49,490
+HK$2,478/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,024/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,547
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,151
−HK$1,629/mo
Today · 4.125%
HK$54,780
baseline
▲ 0.50% · 4.625%
HK$58,113
+HK$3,333/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,560/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,346
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,884
−HK$1,560/mo
Today · 4.125%
HK$60,444
baseline
▲ 0.50% · 4.625%
HK$63,630
+HK$3,186/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,888/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,956 · Scale 2, in force from 26 Feb 2026)