LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,639
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,530
−HK$905/mo
Today · 4.125%
HK$30,435
baseline
▲ 0.50% · 4.625%
HK$32,287
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,870/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$867/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,352
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,367
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,436
−HK$1,086/mo
Today · 4.125%
HK$36,522
baseline
▲ 0.50% · 4.625%
HK$38,744
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$73,044/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,233
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,258
−HK$1,040/mo
Today · 4.125%
HK$40,298
baseline
▲ 0.50% · 4.625%
HK$42,422
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$80,596/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,095
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,342
−HK$1,267/mo
Today · 4.125%
HK$42,609
baseline
▲ 0.50% · 4.625%
HK$45,201
+HK$2,592/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,218/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,605
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,801
−HK$1,214/mo
Today · 4.125%
HK$47,015
baseline
▲ 0.50% · 4.625%
HK$49,493
+HK$2,478/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,030/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,550
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,154
−HK$1,629/mo
Today · 4.125%
HK$54,783
baseline
▲ 0.50% · 4.625%
HK$58,116
+HK$3,333/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,566/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,349
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,560/mo
Today · 4.125%
HK$60,447
baseline
▲ 0.50% · 4.625%
HK$63,634
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,894/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,983 · Scale 2, in force from 26 Feb 2026)