LTV · monthly repayment
▼ 0.50% · 3.625%
HK$286,418
−HK$17,961/mo
▼ 0.25% · 3.875%
HK$295,327
−HK$9,052/mo
Today · 4.125%
HK$304,379
baseline
▲ 0.50% · 4.625%
HK$322,900
+HK$18,521/mo
Deposit HK$62.80M · loan HK$62.80M · min. income ≈ HK$608,758/mo (50% DSR)
Upfront cash ≈ HK$70.97M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,637
−HK$17,215/mo
▼ 0.25% · 3.875%
HK$327,183
−HK$8,669/mo
Today · 4.125%
HK$335,852
baseline
▲ 0.50% · 4.625%
HK$353,555
+HK$17,703/mo
Deposit HK$62.80M · loan HK$62.80M · min. income ≈ HK$671,704/mo (50% DSR)
Upfront cash ≈ HK$70.97M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,701
−HK$21,554/mo
▼ 0.25% · 3.875%
HK$354,393
−HK$10,862/mo
Today · 4.125%
HK$365,255
baseline
▲ 0.50% · 4.625%
HK$387,479
+HK$22,224/mo
Deposit HK$50.24M · loan HK$75.36M · min. income ≈ HK$730,510/mo (50% DSR)
Upfront cash ≈ HK$58.41M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,364
−HK$20,658/mo
▼ 0.25% · 3.875%
HK$392,619
−HK$10,403/mo
Today · 4.125%
HK$403,022
baseline
▲ 0.50% · 4.625%
HK$424,266
+HK$21,244/mo
Deposit HK$50.24M · loan HK$75.36M · min. income ≈ HK$806,044/mo (50% DSR)
Upfront cash ≈ HK$58.41M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,985
−HK$25,145/mo
▼ 0.25% · 3.875%
HK$413,458
−HK$12,672/mo
Today · 4.125%
HK$426,130
baseline
▲ 0.50% · 4.625%
HK$452,059
+HK$25,929/mo
Deposit HK$37.68M · loan HK$87.93M · min. income ≈ HK$852,260/mo (50% DSR)
Upfront cash ≈ HK$45.85M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,092
−HK$24,101/mo
▼ 0.25% · 3.875%
HK$458,056
−HK$12,137/mo
Today · 4.125%
HK$470,193
baseline
▲ 0.50% · 4.625%
HK$494,977
+HK$24,784/mo
Deposit HK$37.68M · loan HK$87.93M · min. income ≈ HK$940,386/mo (50% DSR)
Upfront cash ≈ HK$45.85M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$515,552
−HK$32,330/mo
▼ 0.25% · 3.875%
HK$531,589
−HK$16,293/mo
Today · 4.125%
HK$547,882
baseline
▲ 0.50% · 4.625%
HK$581,219
+HK$33,337/mo
Deposit HK$12.56M · loan HK$113.05M · min. income ≈ HK$1,095,764/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$573,547
−HK$30,987/mo
▼ 0.25% · 3.875%
HK$588,929
−HK$15,605/mo
Today · 4.125%
HK$604,534
baseline
▲ 0.50% · 4.625%
HK$636,399
+HK$31,865/mo
Deposit HK$12.56M · loan HK$113.05M · min. income ≈ HK$1,209,068/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$8,164,505 · Scale 2, in force from 26 Feb 2026)