LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,645
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$905/mo
Today · 4.125%
HK$30,441
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,882/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,867
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$867/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,359
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,443
−HK$1,086/mo
Today · 4.125%
HK$36,529
baseline
▲ 0.50% · 4.625%
HK$38,752
+HK$2,223/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$73,058/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,241
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,266
−HK$1,041/mo
Today · 4.125%
HK$40,307
baseline
▲ 0.50% · 4.625%
HK$42,431
+HK$2,124/mo
Deposit HK$5.02M · loan HK$7.54M · min. income ≈ HK$80,614/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,103
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,268/mo
Today · 4.125%
HK$42,618
baseline
▲ 0.50% · 4.625%
HK$45,211
+HK$2,593/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,236/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,614
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,811
−HK$1,213/mo
Today · 4.125%
HK$47,024
baseline
▲ 0.50% · 4.625%
HK$49,503
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,048/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,561
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,165
−HK$1,629/mo
Today · 4.125%
HK$54,794
baseline
▲ 0.50% · 4.625%
HK$58,128
+HK$3,334/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,588/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,361
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,899
−HK$1,561/mo
Today · 4.125%
HK$60,460
baseline
▲ 0.50% · 4.625%
HK$63,647
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,920/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,081 · Scale 2, in force from 26 Feb 2026)