LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,646
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,537
−HK$905/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,295
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$867/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,375
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,444
−HK$1,087/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,753
+HK$2,222/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,242
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,268
−HK$1,040/mo
Today · 4.125%
HK$40,308
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,616/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,104
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,352
−HK$1,267/mo
Today · 4.125%
HK$42,619
baseline
▲ 0.50% · 4.625%
HK$45,212
+HK$2,593/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,238/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,616
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,812
−HK$1,214/mo
Today · 4.125%
HK$47,026
baseline
▲ 0.50% · 4.625%
HK$49,505
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,052/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,563
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,166
−HK$1,630/mo
Today · 4.125%
HK$54,796
baseline
▲ 0.50% · 4.625%
HK$58,130
+HK$3,334/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,592/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,363
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,561/mo
Today · 4.125%
HK$60,462
baseline
▲ 0.50% · 4.625%
HK$63,649
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,924/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,097 · Scale 2, in force from 26 Feb 2026)