LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,647
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,538
−HK$906/mo
Today · 4.125%
HK$30,444
baseline
▲ 0.50% · 4.625%
HK$32,296
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,888/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,870
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$867/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,362
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,377
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,446
−HK$1,087/mo
Today · 4.125%
HK$36,533
baseline
▲ 0.50% · 4.625%
HK$38,755
+HK$2,222/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,066/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,244
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,270
−HK$1,040/mo
Today · 4.125%
HK$40,310
baseline
▲ 0.50% · 4.625%
HK$42,435
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,620/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,354
−HK$1,267/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$45,215
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,618
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,815
−HK$1,213/mo
Today · 4.125%
HK$47,028
baseline
▲ 0.50% · 4.625%
HK$49,507
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,056/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,565
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,169
−HK$1,630/mo
Today · 4.125%
HK$54,799
baseline
▲ 0.50% · 4.625%
HK$58,133
+HK$3,334/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,598/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,366
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,904
−HK$1,561/mo
Today · 4.125%
HK$60,465
baseline
▲ 0.50% · 4.625%
HK$63,652
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,930/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,121 · Scale 2, in force from 26 Feb 2026)