LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,648
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,539
−HK$906/mo
Today · 4.125%
HK$30,445
baseline
▲ 0.50% · 4.625%
HK$32,297
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,890/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,871
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$868/mo
Today · 4.125%
HK$33,593
baseline
▲ 0.50% · 4.625%
HK$35,363
+HK$1,770/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,186/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,378
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,447
−HK$1,086/mo
Today · 4.125%
HK$36,533
baseline
▲ 0.50% · 4.625%
HK$38,756
+HK$2,223/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,066/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,245
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,271
−HK$1,040/mo
Today · 4.125%
HK$40,311
baseline
▲ 0.50% · 4.625%
HK$42,436
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,622/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,107
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,355
−HK$1,267/mo
Today · 4.125%
HK$42,622
baseline
▲ 0.50% · 4.625%
HK$45,216
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,244/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,619
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,816
−HK$1,214/mo
Today · 4.125%
HK$47,030
baseline
▲ 0.50% · 4.625%
HK$49,509
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,060/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,567
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,171
−HK$1,629/mo
Today · 4.125%
HK$54,800
baseline
▲ 0.50% · 4.625%
HK$58,135
+HK$3,335/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,600/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,367
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,906
−HK$1,561/mo
Today · 4.125%
HK$60,467
baseline
▲ 0.50% · 4.625%
HK$63,654
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,934/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,133 · Scale 2, in force from 26 Feb 2026)