LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,650
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$905/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,299
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,872
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$867/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,379
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$1,086/mo
Today · 4.125%
HK$36,535
baseline
▲ 0.50% · 4.625%
HK$38,758
+HK$2,223/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,070/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,247
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,273
−HK$1,040/mo
Today · 4.125%
HK$40,313
baseline
▲ 0.50% · 4.625%
HK$42,438
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,626/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,109
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,357
−HK$1,268/mo
Today · 4.125%
HK$42,625
baseline
▲ 0.50% · 4.625%
HK$45,218
+HK$2,593/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,250/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,621
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,818
−HK$1,214/mo
Today · 4.125%
HK$47,032
baseline
▲ 0.50% · 4.625%
HK$49,511
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$94,064/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,569
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,173
−HK$1,630/mo
Today · 4.125%
HK$54,803
baseline
▲ 0.50% · 4.625%
HK$58,138
+HK$3,335/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,606/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,370
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,909
−HK$1,561/mo
Today · 4.125%
HK$60,470
baseline
▲ 0.50% · 4.625%
HK$63,657
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,940/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,157 · Scale 2, in force from 26 Feb 2026)