LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,652
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$906/mo
Today · 4.125%
HK$30,449
baseline
▲ 0.50% · 4.625%
HK$32,301
+HK$1,852/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,898/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,730
−HK$867/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,368
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,382
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,452
−HK$1,086/mo
Today · 4.125%
HK$36,538
baseline
▲ 0.50% · 4.625%
HK$38,762
+HK$2,224/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,076/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,250
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,276
−HK$1,040/mo
Today · 4.125%
HK$40,316
baseline
▲ 0.50% · 4.625%
HK$42,442
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,632/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,113
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,360
−HK$1,268/mo
Today · 4.125%
HK$42,628
baseline
▲ 0.50% · 4.625%
HK$45,222
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,256/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,625
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,822
−HK$1,214/mo
Today · 4.125%
HK$47,036
baseline
▲ 0.50% · 4.625%
HK$49,515
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,072/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,573
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,178
−HK$1,630/mo
Today · 4.125%
HK$54,808
baseline
▲ 0.50% · 4.625%
HK$58,142
+HK$3,334/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,616/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,375
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,914
−HK$1,561/mo
Today · 4.125%
HK$60,475
baseline
▲ 0.50% · 4.625%
HK$63,662
+HK$3,187/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,950/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,196 · Scale 2, in force from 26 Feb 2026)