LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,653
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,544
−HK$906/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,303
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,731
−HK$867/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,384
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,453
−HK$1,087/mo
Today · 4.125%
HK$36,540
baseline
▲ 0.50% · 4.625%
HK$38,763
+HK$2,223/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,080/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,252
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,277
−HK$1,041/mo
Today · 4.125%
HK$40,318
baseline
▲ 0.50% · 4.625%
HK$42,443
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,636/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,114
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,362
−HK$1,268/mo
Today · 4.125%
HK$42,630
baseline
▲ 0.50% · 4.625%
HK$45,224
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,260/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,627
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,214/mo
Today · 4.125%
HK$47,038
baseline
▲ 0.50% · 4.625%
HK$49,517
+HK$2,479/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,076/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,576
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,180
−HK$1,630/mo
Today · 4.125%
HK$54,810
baseline
▲ 0.50% · 4.625%
HK$58,145
+HK$3,335/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,620/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,377
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,916
−HK$1,561/mo
Today · 4.125%
HK$60,477
baseline
▲ 0.50% · 4.625%
HK$63,665
+HK$3,188/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,954/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,216 · Scale 2, in force from 26 Feb 2026)