LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,656
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,547
−HK$906/mo
Today · 4.125%
HK$30,453
baseline
▲ 0.50% · 4.625%
HK$32,306
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,906/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,879
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,734
−HK$868/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,373
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,387
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,457
−HK$1,086/mo
Today · 4.125%
HK$36,543
baseline
▲ 0.50% · 4.625%
HK$38,767
+HK$2,224/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,086/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,255
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,281
−HK$1,041/mo
Today · 4.125%
HK$40,322
baseline
▲ 0.50% · 4.625%
HK$42,447
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,644/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,118
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,366
−HK$1,268/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$45,228
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,631
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,828
−HK$1,214/mo
Today · 4.125%
HK$47,042
baseline
▲ 0.50% · 4.625%
HK$49,522
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,084/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,581
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,185
−HK$1,630/mo
Today · 4.125%
HK$54,815
baseline
▲ 0.50% · 4.625%
HK$58,150
+HK$3,335/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,630/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,383
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,922
−HK$1,561/mo
Today · 4.125%
HK$60,483
baseline
▲ 0.50% · 4.625%
HK$63,671
+HK$3,188/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,966/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,261 · Scale 2, in force from 26 Feb 2026)