LTV · monthly repayment
▼ 0.50% · 3.625%
HK$286,563
−HK$17,970/mo
▼ 0.25% · 3.875%
HK$295,477
−HK$9,056/mo
Today · 4.125%
HK$304,533
baseline
▲ 0.50% · 4.625%
HK$323,063
+HK$18,530/mo
Deposit HK$62.84M · loan HK$62.84M · min. income ≈ HK$609,066/mo (50% DSR)
Upfront cash ≈ HK$71.00M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,798
−HK$17,224/mo
▼ 0.25% · 3.875%
HK$327,348
−HK$8,674/mo
Today · 4.125%
HK$336,022
baseline
▲ 0.50% · 4.625%
HK$353,734
+HK$17,712/mo
Deposit HK$62.84M · loan HK$62.84M · min. income ≈ HK$672,044/mo (50% DSR)
Upfront cash ≈ HK$71.00M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,875
−HK$21,564/mo
▼ 0.25% · 3.875%
HK$354,572
−HK$10,867/mo
Today · 4.125%
HK$365,439
baseline
▲ 0.50% · 4.625%
HK$387,676
+HK$22,237/mo
Deposit HK$50.27M · loan HK$75.40M · min. income ≈ HK$730,878/mo (50% DSR)
Upfront cash ≈ HK$58.44M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,558
−HK$20,668/mo
▼ 0.25% · 3.875%
HK$392,818
−HK$10,408/mo
Today · 4.125%
HK$403,226
baseline
▲ 0.50% · 4.625%
HK$424,481
+HK$21,255/mo
Deposit HK$50.27M · loan HK$75.40M · min. income ≈ HK$806,452/mo (50% DSR)
Upfront cash ≈ HK$58.44M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,188
−HK$25,158/mo
▼ 0.25% · 3.875%
HK$413,667
−HK$12,679/mo
Today · 4.125%
HK$426,346
baseline
▲ 0.50% · 4.625%
HK$452,288
+HK$25,942/mo
Deposit HK$37.70M · loan HK$87.97M · min. income ≈ HK$852,692/mo (50% DSR)
Upfront cash ≈ HK$45.87M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,318
−HK$24,113/mo
▼ 0.25% · 3.875%
HK$458,288
−HK$12,143/mo
Today · 4.125%
HK$470,431
baseline
▲ 0.50% · 4.625%
HK$495,228
+HK$24,797/mo
Deposit HK$37.70M · loan HK$87.97M · min. income ≈ HK$940,862/mo (50% DSR)
Upfront cash ≈ HK$45.87M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$515,813
−HK$32,346/mo
▼ 0.25% · 3.875%
HK$531,858
−HK$16,301/mo
Today · 4.125%
HK$548,159
baseline
▲ 0.50% · 4.625%
HK$581,513
+HK$33,354/mo
Deposit HK$12.57M · loan HK$113.10M · min. income ≈ HK$1,096,318/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$573,837
−HK$31,003/mo
▼ 0.25% · 3.875%
HK$589,227
−HK$15,613/mo
Today · 4.125%
HK$604,840
baseline
▲ 0.50% · 4.625%
HK$636,721
+HK$31,881/mo
Deposit HK$12.57M · loan HK$113.10M · min. income ≈ HK$1,209,680/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$8,168,636 · Scale 2, in force from 26 Feb 2026)