LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,658
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,549
−HK$906/mo
Today · 4.125%
HK$30,455
baseline
▲ 0.50% · 4.625%
HK$32,308
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,910/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,881
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,736
−HK$868/mo
Today · 4.125%
HK$33,604
baseline
▲ 0.50% · 4.625%
HK$35,375
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,208/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,389
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,459
−HK$1,087/mo
Today · 4.125%
HK$36,546
baseline
▲ 0.50% · 4.625%
HK$38,769
+HK$2,223/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,092/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,257
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,284
−HK$1,040/mo
Today · 4.125%
HK$40,324
baseline
▲ 0.50% · 4.625%
HK$42,450
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,648/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,121
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,369
−HK$1,267/mo
Today · 4.125%
HK$42,636
baseline
▲ 0.50% · 4.625%
HK$45,231
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,272/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,634
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,831
−HK$1,214/mo
Today · 4.125%
HK$47,045
baseline
▲ 0.50% · 4.625%
HK$49,525
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,090/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,584
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,188
−HK$1,630/mo
Today · 4.125%
HK$54,818
baseline
▲ 0.50% · 4.625%
HK$58,154
+HK$3,336/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,636/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,386
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,925
−HK$1,562/mo
Today · 4.125%
HK$60,487
baseline
▲ 0.50% · 4.625%
HK$63,675
+HK$3,188/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,974/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,289 · Scale 2, in force from 26 Feb 2026)