LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,658
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,550
−HK$906/mo
Today · 4.125%
HK$30,456
baseline
▲ 0.50% · 4.625%
HK$32,309
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,912/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,882
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,737
−HK$868/mo
Today · 4.125%
HK$33,605
baseline
▲ 0.50% · 4.625%
HK$35,376
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,210/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,390
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,460
−HK$1,087/mo
Today · 4.125%
HK$36,547
baseline
▲ 0.50% · 4.625%
HK$38,770
+HK$2,223/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,094/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,259
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,285
−HK$1,041/mo
Today · 4.125%
HK$40,326
baseline
▲ 0.50% · 4.625%
HK$42,451
+HK$2,125/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,652/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,122
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,370
−HK$1,268/mo
Today · 4.125%
HK$42,638
baseline
▲ 0.50% · 4.625%
HK$45,232
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,276/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,635
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,832
−HK$1,215/mo
Today · 4.125%
HK$47,047
baseline
▲ 0.50% · 4.625%
HK$49,527
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,094/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,585
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,190
−HK$1,630/mo
Today · 4.125%
HK$54,820
baseline
▲ 0.50% · 4.625%
HK$58,156
+HK$3,336/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,640/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,388
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,927
−HK$1,562/mo
Today · 4.125%
HK$60,489
baseline
▲ 0.50% · 4.625%
HK$63,677
+HK$3,188/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,978/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,304 · Scale 2, in force from 26 Feb 2026)