LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,660
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$906/mo
Today · 4.125%
HK$30,457
baseline
▲ 0.50% · 4.625%
HK$32,310
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,914/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$867/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,378
+HK$1,772/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,392
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$1,087/mo
Today · 4.125%
HK$36,548
baseline
▲ 0.50% · 4.625%
HK$38,772
+HK$2,224/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,096/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,260
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,287
−HK$1,040/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,453
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,124
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,372
−HK$1,268/mo
Today · 4.125%
HK$42,640
baseline
▲ 0.50% · 4.625%
HK$45,234
+HK$2,594/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,280/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,637
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,834
−HK$1,215/mo
Today · 4.125%
HK$47,049
baseline
▲ 0.50% · 4.625%
HK$49,529
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,098/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,588
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,192
−HK$1,631/mo
Today · 4.125%
HK$54,823
baseline
▲ 0.50% · 4.625%
HK$58,158
+HK$3,335/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,646/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,391
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,930
−HK$1,561/mo
Today · 4.125%
HK$60,491
baseline
▲ 0.50% · 4.625%
HK$63,680
+HK$3,189/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,982/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,325 · Scale 2, in force from 26 Feb 2026)