LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,661
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,552
−HK$906/mo
Today · 4.125%
HK$30,458
baseline
▲ 0.50% · 4.625%
HK$32,311
+HK$1,853/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,916/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$867/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,379
+HK$1,772/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,393
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,463
−HK$1,086/mo
Today · 4.125%
HK$36,549
baseline
▲ 0.50% · 4.625%
HK$38,773
+HK$2,224/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,098/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,262
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,288
−HK$1,041/mo
Today · 4.125%
HK$40,329
baseline
▲ 0.50% · 4.625%
HK$42,455
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,658/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,125
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,373
−HK$1,268/mo
Today · 4.125%
HK$42,641
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,282/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,639
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,836
−HK$1,214/mo
Today · 4.125%
HK$47,050
baseline
▲ 0.50% · 4.625%
HK$49,530
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,100/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,589
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,194
−HK$1,630/mo
Today · 4.125%
HK$54,824
baseline
▲ 0.50% · 4.625%
HK$58,160
+HK$3,336/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,648/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,392
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,932
−HK$1,561/mo
Today · 4.125%
HK$60,493
baseline
▲ 0.50% · 4.625%
HK$63,682
+HK$3,189/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,986/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,339 · Scale 2, in force from 26 Feb 2026)