LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,663
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,554
−HK$906/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,854/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,742
−HK$868/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,381
+HK$1,771/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,395
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,465
−HK$1,087/mo
Today · 4.125%
HK$36,552
baseline
▲ 0.50% · 4.625%
HK$38,776
+HK$2,224/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,104/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,264
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,291
−HK$1,041/mo
Today · 4.125%
HK$40,332
baseline
▲ 0.50% · 4.625%
HK$42,458
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,664/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,128
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,376
−HK$1,268/mo
Today · 4.125%
HK$42,644
baseline
▲ 0.50% · 4.625%
HK$45,239
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,288/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,642
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,839
−HK$1,215/mo
Today · 4.125%
HK$47,054
baseline
▲ 0.50% · 4.625%
HK$49,534
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,108/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,593
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,198
−HK$1,630/mo
Today · 4.125%
HK$54,828
baseline
▲ 0.50% · 4.625%
HK$58,164
+HK$3,336/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,656/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,397
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,936
−HK$1,562/mo
Today · 4.125%
HK$60,498
baseline
▲ 0.50% · 4.625%
HK$63,686
+HK$3,188/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$120,996/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,374 · Scale 2, in force from 26 Feb 2026)