LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,665
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,557
−HK$906/mo
Today · 4.125%
HK$30,463
baseline
▲ 0.50% · 4.625%
HK$32,316
+HK$1,853/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,926/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$868/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,384
+HK$1,771/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,398
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,468
−HK$1,087/mo
Today · 4.125%
HK$36,555
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,110/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,268
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,294
−HK$1,041/mo
Today · 4.125%
HK$40,335
baseline
▲ 0.50% · 4.625%
HK$42,461
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,670/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,131
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,380
−HK$1,268/mo
Today · 4.125%
HK$42,648
baseline
▲ 0.50% · 4.625%
HK$45,243
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,296/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,646
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,215/mo
Today · 4.125%
HK$47,058
baseline
▲ 0.50% · 4.625%
HK$49,538
+HK$2,480/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,116/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,597
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,202
−HK$1,631/mo
Today · 4.125%
HK$54,833
baseline
▲ 0.50% · 4.625%
HK$58,169
+HK$3,336/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,666/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,402
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,941
−HK$1,562/mo
Today · 4.125%
HK$60,503
baseline
▲ 0.50% · 4.625%
HK$63,692
+HK$3,189/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$121,006/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,415 · Scale 2, in force from 26 Feb 2026)