LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,666
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,557
−HK$906/mo
Today · 4.125%
HK$30,463
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,854/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,926/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$867/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,385
+HK$1,772/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$1,087/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$2,224/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,268
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,041/mo
Today · 4.125%
HK$40,336
baseline
▲ 0.50% · 4.625%
HK$42,462
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,672/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,132
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,380
−HK$1,269/mo
Today · 4.125%
HK$42,649
baseline
▲ 0.50% · 4.625%
HK$45,244
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,298/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,646
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,844
−HK$1,214/mo
Today · 4.125%
HK$47,058
baseline
▲ 0.50% · 4.625%
HK$49,539
+HK$2,481/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,116/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,598
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,203
−HK$1,631/mo
Today · 4.125%
HK$54,834
baseline
▲ 0.50% · 4.625%
HK$58,170
+HK$3,336/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,668/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,402
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,942
−HK$1,562/mo
Today · 4.125%
HK$60,504
baseline
▲ 0.50% · 4.625%
HK$63,693
+HK$3,189/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$121,008/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,422 · Scale 2, in force from 26 Feb 2026)