LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,667
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,559
−HK$906/mo
Today · 4.125%
HK$30,465
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,853/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,930/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,747
−HK$868/mo
Today · 4.125%
HK$33,615
baseline
▲ 0.50% · 4.625%
HK$35,387
+HK$1,772/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,230/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,400
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,470
−HK$1,087/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,296
−HK$1,042/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,464
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,134
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,382
−HK$1,268/mo
Today · 4.125%
HK$42,650
baseline
▲ 0.50% · 4.625%
HK$45,246
+HK$2,596/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,300/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,648
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,846
−HK$1,214/mo
Today · 4.125%
HK$47,060
baseline
▲ 0.50% · 4.625%
HK$49,541
+HK$2,481/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,120/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,600
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,205
−HK$1,631/mo
Today · 4.125%
HK$54,836
baseline
▲ 0.50% · 4.625%
HK$58,173
+HK$3,337/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$109,672/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,405
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,944
−HK$1,562/mo
Today · 4.125%
HK$60,506
baseline
▲ 0.50% · 4.625%
HK$63,696
+HK$3,190/mo
Deposit HK$1.26M · loan HK$11.31M · min. income ≈ HK$121,012/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,442 · Scale 2, in force from 26 Feb 2026)