LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,668
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,560
−HK$906/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,320
+HK$1,854/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,893
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$867/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$1,772/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,402
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$1,087/mo
Today · 4.125%
HK$36,559
baseline
▲ 0.50% · 4.625%
HK$38,784
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,118/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,272
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,298
−HK$1,042/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,136
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,384
−HK$1,269/mo
Today · 4.125%
HK$42,653
baseline
▲ 0.50% · 4.625%
HK$45,248
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,306/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,651
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,848
−HK$1,215/mo
Today · 4.125%
HK$47,063
baseline
▲ 0.50% · 4.625%
HK$49,544
+HK$2,481/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,126/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,603
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,208
−HK$1,631/mo
Today · 4.125%
HK$54,839
baseline
▲ 0.50% · 4.625%
HK$58,176
+HK$3,337/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,678/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,408
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,948
−HK$1,561/mo
Today · 4.125%
HK$60,509
baseline
▲ 0.50% · 4.625%
HK$63,699
+HK$3,190/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,018/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,467 · Scale 2, in force from 26 Feb 2026)