LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,669
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,561
−HK$906/mo
Today · 4.125%
HK$30,467
baseline
▲ 0.50% · 4.625%
HK$32,321
+HK$1,854/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,934/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,894
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$868/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,389
+HK$1,772/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,403
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$1,087/mo
Today · 4.125%
HK$36,560
baseline
▲ 0.50% · 4.625%
HK$38,785
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,273
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,042/mo
Today · 4.125%
HK$40,341
baseline
▲ 0.50% · 4.625%
HK$42,467
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,682/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,137
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,385
−HK$1,269/mo
Today · 4.125%
HK$42,654
baseline
▲ 0.50% · 4.625%
HK$45,249
+HK$2,595/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,308/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,652
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,849
−HK$1,215/mo
Today · 4.125%
HK$47,064
baseline
▲ 0.50% · 4.625%
HK$49,545
+HK$2,481/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,128/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,604
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,210
−HK$1,630/mo
Today · 4.125%
HK$54,840
baseline
▲ 0.50% · 4.625%
HK$58,177
+HK$3,337/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,680/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,409
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,949
−HK$1,562/mo
Today · 4.125%
HK$60,511
baseline
▲ 0.50% · 4.625%
HK$63,701
+HK$3,190/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,022/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,479 · Scale 2, in force from 26 Feb 2026)