LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,673
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,565
−HK$906/mo
Today · 4.125%
HK$30,471
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,942/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,754
−HK$868/mo
Today · 4.125%
HK$33,622
baseline
▲ 0.50% · 4.625%
HK$35,394
+HK$1,772/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,244/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,408
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,478
−HK$1,088/mo
Today · 4.125%
HK$36,566
baseline
▲ 0.50% · 4.625%
HK$38,791
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$73,132/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,279
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,305
−HK$1,042/mo
Today · 4.125%
HK$40,347
baseline
▲ 0.50% · 4.625%
HK$42,473
+HK$2,126/mo
Deposit HK$5.03M · loan HK$7.54M · min. income ≈ HK$80,694/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,391
−HK$1,269/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,596/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,658
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,856
−HK$1,215/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,552
+HK$2,481/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,612
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,217
−HK$1,632/mo
Today · 4.125%
HK$54,849
baseline
▲ 0.50% · 4.625%
HK$58,186
+HK$3,337/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,698/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,418
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,958
−HK$1,562/mo
Today · 4.125%
HK$60,520
baseline
▲ 0.50% · 4.625%
HK$63,710
+HK$3,190/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,040/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,549 · Scale 2, in force from 26 Feb 2026)