LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,678
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,570
−HK$907/mo
Today · 4.125%
HK$30,477
baseline
▲ 0.50% · 4.625%
HK$32,331
+HK$1,854/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,954/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,904
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,760
−HK$868/mo
Today · 4.125%
HK$33,628
baseline
▲ 0.50% · 4.625%
HK$35,401
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,256/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,414
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,485
−HK$1,087/mo
Today · 4.125%
HK$36,572
baseline
▲ 0.50% · 4.625%
HK$38,798
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,144/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,312
−HK$1,042/mo
Today · 4.125%
HK$40,354
baseline
▲ 0.50% · 4.625%
HK$42,481
+HK$2,127/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,708/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,150
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,269/mo
Today · 4.125%
HK$42,668
baseline
▲ 0.50% · 4.625%
HK$45,264
+HK$2,596/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,336/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,666
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,864
−HK$1,215/mo
Today · 4.125%
HK$47,079
baseline
▲ 0.50% · 4.625%
HK$49,561
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,158/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,621
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,227
−HK$1,631/mo
Today · 4.125%
HK$54,858
baseline
▲ 0.50% · 4.625%
HK$58,196
+HK$3,338/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,716/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,428
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,968
−HK$1,563/mo
Today · 4.125%
HK$60,531
baseline
▲ 0.50% · 4.625%
HK$63,721
+HK$3,190/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,062/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,632 · Scale 2, in force from 26 Feb 2026)