LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,679
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,571
−HK$907/mo
Today · 4.125%
HK$30,478
baseline
▲ 0.50% · 4.625%
HK$32,332
+HK$1,854/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,956/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,905
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,761
−HK$868/mo
Today · 4.125%
HK$33,629
baseline
▲ 0.50% · 4.625%
HK$35,402
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,258/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,415
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,486
−HK$1,087/mo
Today · 4.125%
HK$36,573
baseline
▲ 0.50% · 4.625%
HK$38,799
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,146/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,286
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,313
−HK$1,042/mo
Today · 4.125%
HK$40,355
baseline
▲ 0.50% · 4.625%
HK$42,482
+HK$2,127/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,710/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,151
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,400
−HK$1,269/mo
Today · 4.125%
HK$42,669
baseline
▲ 0.50% · 4.625%
HK$45,265
+HK$2,596/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,338/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,668
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,216/mo
Today · 4.125%
HK$47,081
baseline
▲ 0.50% · 4.625%
HK$49,562
+HK$2,481/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,162/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,623
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,228
−HK$1,632/mo
Today · 4.125%
HK$54,860
baseline
▲ 0.50% · 4.625%
HK$58,198
+HK$3,338/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,720/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,970
−HK$1,562/mo
Today · 4.125%
HK$60,532
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,191/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,064/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,645 · Scale 2, in force from 26 Feb 2026)