LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,680
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$906/mo
Today · 4.125%
HK$30,478
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,956/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,906
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,761
−HK$868/mo
Today · 4.125%
HK$33,629
baseline
▲ 0.50% · 4.625%
HK$35,402
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,258/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,415
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,486
−HK$1,088/mo
Today · 4.125%
HK$36,574
baseline
▲ 0.50% · 4.625%
HK$38,799
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,148/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,287
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,041/mo
Today · 4.125%
HK$40,355
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,710/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,151
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,400
−HK$1,269/mo
Today · 4.125%
HK$42,669
baseline
▲ 0.50% · 4.625%
HK$45,266
+HK$2,597/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,338/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,668
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,866
−HK$1,215/mo
Today · 4.125%
HK$47,081
baseline
▲ 0.50% · 4.625%
HK$49,563
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,162/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,623
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,229
−HK$1,631/mo
Today · 4.125%
HK$54,860
baseline
▲ 0.50% · 4.625%
HK$58,199
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,720/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,971
−HK$1,562/mo
Today · 4.125%
HK$60,533
baseline
▲ 0.50% · 4.625%
HK$63,724
+HK$3,191/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,066/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,651 · Scale 2, in force from 26 Feb 2026)