LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,680
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$907/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,854/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,906
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$868/mo
Today · 4.125%
HK$33,630
baseline
▲ 0.50% · 4.625%
HK$35,403
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,416
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,487
−HK$1,087/mo
Today · 4.125%
HK$36,574
baseline
▲ 0.50% · 4.625%
HK$38,800
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,148/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,042/mo
Today · 4.125%
HK$40,356
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,127/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,712/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,152
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,401
−HK$1,269/mo
Today · 4.125%
HK$42,670
baseline
▲ 0.50% · 4.625%
HK$45,266
+HK$2,596/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$85,340/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,669
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,867
−HK$1,215/mo
Today · 4.125%
HK$47,082
baseline
▲ 0.50% · 4.625%
HK$49,564
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.80M · min. income ≈ HK$94,164/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,624
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,230
−HK$1,632/mo
Today · 4.125%
HK$54,862
baseline
▲ 0.50% · 4.625%
HK$58,200
+HK$3,338/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,724/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,431
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,972
−HK$1,562/mo
Today · 4.125%
HK$60,534
baseline
▲ 0.50% · 4.625%
HK$63,725
+HK$3,191/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,068/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,660 · Scale 2, in force from 26 Feb 2026)