LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,686
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,578
−HK$906/mo
Today · 4.125%
HK$30,484
baseline
▲ 0.50% · 4.625%
HK$32,339
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,968/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,912
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,768
−HK$869/mo
Today · 4.125%
HK$33,637
baseline
▲ 0.50% · 4.625%
HK$35,410
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,274/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,423
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,493
−HK$1,088/mo
Today · 4.125%
HK$36,581
baseline
▲ 0.50% · 4.625%
HK$38,807
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,162/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,295
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,322
−HK$1,042/mo
Today · 4.125%
HK$40,364
baseline
▲ 0.50% · 4.625%
HK$42,492
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,728/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,160
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,409
−HK$1,269/mo
Today · 4.125%
HK$42,678
baseline
▲ 0.50% · 4.625%
HK$45,275
+HK$2,597/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,356/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,876
−HK$1,215/mo
Today · 4.125%
HK$47,091
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,182/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,634
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,240
−HK$1,632/mo
Today · 4.125%
HK$54,872
baseline
▲ 0.50% · 4.625%
HK$58,211
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,744/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,442
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,983
−HK$1,563/mo
Today · 4.125%
HK$60,546
baseline
▲ 0.50% · 4.625%
HK$63,737
+HK$3,191/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,092/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,750 · Scale 2, in force from 26 Feb 2026)