LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,687
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,579
−HK$906/mo
Today · 4.125%
HK$30,485
baseline
▲ 0.50% · 4.625%
HK$32,340
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,970/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,913
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,769
−HK$869/mo
Today · 4.125%
HK$33,638
baseline
▲ 0.50% · 4.625%
HK$35,411
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,276/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,424
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,495
−HK$1,088/mo
Today · 4.125%
HK$36,583
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$2,225/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,166/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,296
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,323
−HK$1,042/mo
Today · 4.125%
HK$40,365
baseline
▲ 0.50% · 4.625%
HK$42,493
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,730/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,161
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,270/mo
Today · 4.125%
HK$42,680
baseline
▲ 0.50% · 4.625%
HK$45,277
+HK$2,597/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,360/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,679
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,877
−HK$1,216/mo
Today · 4.125%
HK$47,093
baseline
▲ 0.50% · 4.625%
HK$49,575
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,186/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,636
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,242
−HK$1,632/mo
Today · 4.125%
HK$54,874
baseline
▲ 0.50% · 4.625%
HK$58,213
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,748/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,444
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,985
−HK$1,563/mo
Today · 4.125%
HK$60,548
baseline
▲ 0.50% · 4.625%
HK$63,739
+HK$3,191/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,096/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,766 · Scale 2, in force from 26 Feb 2026)