LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,687
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,580
−HK$906/mo
Today · 4.125%
HK$30,486
baseline
▲ 0.50% · 4.625%
HK$32,341
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,972/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,914
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,770
−HK$869/mo
Today · 4.125%
HK$33,639
baseline
▲ 0.50% · 4.625%
HK$35,412
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,278/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,425
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,496
−HK$1,088/mo
Today · 4.125%
HK$36,584
baseline
▲ 0.50% · 4.625%
HK$38,810
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,168/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,297
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,324
−HK$1,042/mo
Today · 4.125%
HK$40,366
baseline
▲ 0.50% · 4.625%
HK$42,494
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,732/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,162
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,412
−HK$1,269/mo
Today · 4.125%
HK$42,681
baseline
▲ 0.50% · 4.625%
HK$45,278
+HK$2,597/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,362/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,680
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,879
−HK$1,215/mo
Today · 4.125%
HK$47,094
baseline
▲ 0.50% · 4.625%
HK$49,577
+HK$2,483/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,188/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,637
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,244
−HK$1,631/mo
Today · 4.125%
HK$54,875
baseline
▲ 0.50% · 4.625%
HK$58,215
+HK$3,340/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,750/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,446
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,987
−HK$1,563/mo
Today · 4.125%
HK$60,550
baseline
▲ 0.50% · 4.625%
HK$63,741
+HK$3,191/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,100/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,780 · Scale 2, in force from 26 Feb 2026)