LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,690
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$906/mo
Today · 4.125%
HK$30,489
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,978/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,773
−HK$869/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,415
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,428
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$1,088/mo
Today · 4.125%
HK$36,587
baseline
▲ 0.50% · 4.625%
HK$38,813
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,174/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,301
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,328
−HK$1,042/mo
Today · 4.125%
HK$40,370
baseline
▲ 0.50% · 4.625%
HK$42,498
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,740/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,166
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,416
−HK$1,269/mo
Today · 4.125%
HK$42,685
baseline
▲ 0.50% · 4.625%
HK$45,282
+HK$2,597/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,370/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,684
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,883
−HK$1,216/mo
Today · 4.125%
HK$47,099
baseline
▲ 0.50% · 4.625%
HK$49,581
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,198/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,642
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,249
−HK$1,632/mo
Today · 4.125%
HK$54,881
baseline
▲ 0.50% · 4.625%
HK$58,220
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,762/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,451
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,992
−HK$1,563/mo
Today · 4.125%
HK$60,555
baseline
▲ 0.50% · 4.625%
HK$63,747
+HK$3,192/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,110/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,824 · Scale 2, in force from 26 Feb 2026)