LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,691
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$907/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,345
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,918
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$869/mo
Today · 4.125%
HK$33,643
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$1,773/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,286/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,429
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,500
−HK$1,088/mo
Today · 4.125%
HK$36,588
baseline
▲ 0.50% · 4.625%
HK$38,814
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,176/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,302
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,329
−HK$1,042/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,499
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,167
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,417
−HK$1,269/mo
Today · 4.125%
HK$42,686
baseline
▲ 0.50% · 4.625%
HK$45,283
+HK$2,597/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,372/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,686
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,884
−HK$1,216/mo
Today · 4.125%
HK$47,100
baseline
▲ 0.50% · 4.625%
HK$49,582
+HK$2,482/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,200/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,643
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,632/mo
Today · 4.125%
HK$54,882
baseline
▲ 0.50% · 4.625%
HK$58,221
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,764/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,453
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,994
−HK$1,563/mo
Today · 4.125%
HK$60,557
baseline
▲ 0.50% · 4.625%
HK$63,749
+HK$3,192/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,114/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,836 · Scale 2, in force from 26 Feb 2026)