LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,692
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,585
−HK$906/mo
Today · 4.125%
HK$30,491
baseline
▲ 0.50% · 4.625%
HK$32,347
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,982/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,920
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,776
−HK$868/mo
Today · 4.125%
HK$33,644
baseline
▲ 0.50% · 4.625%
HK$35,418
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,288/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,431
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,502
−HK$1,088/mo
Today · 4.125%
HK$36,590
baseline
▲ 0.50% · 4.625%
HK$38,816
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,180/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,304
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,042/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,501
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,169
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,419
−HK$1,269/mo
Today · 4.125%
HK$42,688
baseline
▲ 0.50% · 4.625%
HK$45,286
+HK$2,598/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,376/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,688
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,886
−HK$1,216/mo
Today · 4.125%
HK$47,102
baseline
▲ 0.50% · 4.625%
HK$49,585
+HK$2,483/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,204/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,646
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,253
−HK$1,632/mo
Today · 4.125%
HK$54,885
baseline
▲ 0.50% · 4.625%
HK$58,224
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,770/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,456
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,997
−HK$1,563/mo
Today · 4.125%
HK$60,560
baseline
▲ 0.50% · 4.625%
HK$63,752
+HK$3,192/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,120/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,859 · Scale 2, in force from 26 Feb 2026)