LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,693
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,586
−HK$906/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$868/mo
Today · 4.125%
HK$33,645
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,290/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,432
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$1,088/mo
Today · 4.125%
HK$36,591
baseline
▲ 0.50% · 4.625%
HK$38,817
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,182/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,305
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,332
−HK$1,042/mo
Today · 4.125%
HK$40,374
baseline
▲ 0.50% · 4.625%
HK$42,502
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,748/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,170
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,420
−HK$1,269/mo
Today · 4.125%
HK$42,689
baseline
▲ 0.50% · 4.625%
HK$45,287
+HK$2,598/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$85,378/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,689
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,887
−HK$1,216/mo
Today · 4.125%
HK$47,103
baseline
▲ 0.50% · 4.625%
HK$49,586
+HK$2,483/mo
Deposit HK$3.77M · loan HK$8.81M · min. income ≈ HK$94,206/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,647
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,254
−HK$1,632/mo
Today · 4.125%
HK$54,886
baseline
▲ 0.50% · 4.625%
HK$58,226
+HK$3,340/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$109,772/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,457
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,998
−HK$1,563/mo
Today · 4.125%
HK$60,561
baseline
▲ 0.50% · 4.625%
HK$63,754
+HK$3,193/mo
Deposit HK$1.26M · loan HK$11.32M · min. income ≈ HK$121,122/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,872 · Scale 2, in force from 26 Feb 2026)