LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,694
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,586
−HK$907/mo
Today · 4.125%
HK$30,493
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,986/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,778
−HK$868/mo
Today · 4.125%
HK$33,646
baseline
▲ 0.50% · 4.625%
HK$35,420
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,292/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,432
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,504
−HK$1,088/mo
Today · 4.125%
HK$36,592
baseline
▲ 0.50% · 4.625%
HK$38,818
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,184/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,306
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,333
−HK$1,042/mo
Today · 4.125%
HK$40,375
baseline
▲ 0.50% · 4.625%
HK$42,504
+HK$2,129/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,750/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,171
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,421
−HK$1,269/mo
Today · 4.125%
HK$42,690
baseline
▲ 0.50% · 4.625%
HK$45,288
+HK$2,598/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,380/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,690
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,889
−HK$1,216/mo
Today · 4.125%
HK$47,105
baseline
▲ 0.50% · 4.625%
HK$49,587
+HK$2,482/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,210/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,255
−HK$1,633/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$58,227
+HK$3,339/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,563/mo
Today · 4.125%
HK$60,563
baseline
▲ 0.50% · 4.625%
HK$63,755
+HK$3,192/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,126/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,884 · Scale 2, in force from 26 Feb 2026)