LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,695
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$907/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,350
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,779
−HK$868/mo
Today · 4.125%
HK$33,647
baseline
▲ 0.50% · 4.625%
HK$35,421
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,294/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,434
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,505
−HK$1,088/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,819
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,307
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,334
−HK$1,043/mo
Today · 4.125%
HK$40,377
baseline
▲ 0.50% · 4.625%
HK$42,505
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,754/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,172
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,270/mo
Today · 4.125%
HK$42,692
baseline
▲ 0.50% · 4.625%
HK$45,289
+HK$2,597/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,384/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,691
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,890
−HK$1,216/mo
Today · 4.125%
HK$47,106
baseline
▲ 0.50% · 4.625%
HK$49,589
+HK$2,483/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,212/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,650
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,257
−HK$1,632/mo
Today · 4.125%
HK$54,889
baseline
▲ 0.50% · 4.625%
HK$58,229
+HK$3,340/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,778/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,460
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,002
−HK$1,563/mo
Today · 4.125%
HK$60,565
baseline
▲ 0.50% · 4.625%
HK$63,757
+HK$3,192/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,130/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,899 · Scale 2, in force from 26 Feb 2026)