LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,695
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$907/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,350
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,923
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$868/mo
Today · 4.125%
HK$33,648
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,296/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,434
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,506
−HK$1,088/mo
Today · 4.125%
HK$36,594
baseline
▲ 0.50% · 4.625%
HK$38,820
+HK$2,226/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,188/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,308
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,335
−HK$1,043/mo
Today · 4.125%
HK$40,378
baseline
▲ 0.50% · 4.625%
HK$42,506
+HK$2,128/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,756/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,174
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,423
−HK$1,270/mo
Today · 4.125%
HK$42,693
baseline
▲ 0.50% · 4.625%
HK$45,291
+HK$2,598/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,386/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,693
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,891
−HK$1,216/mo
Today · 4.125%
HK$47,107
baseline
▲ 0.50% · 4.625%
HK$49,590
+HK$2,483/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,214/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,652
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,258
−HK$1,633/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$58,231
+HK$3,340/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,462
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,003
−HK$1,563/mo
Today · 4.125%
HK$60,566
baseline
▲ 0.50% · 4.625%
HK$63,759
+HK$3,193/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,132/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,911 · Scale 2, in force from 26 Feb 2026)