LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,697
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$907/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,352
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,925
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,781
−HK$868/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,436
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,507
−HK$1,088/mo
Today · 4.125%
HK$36,595
baseline
▲ 0.50% · 4.625%
HK$38,822
+HK$2,227/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,190/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,310
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,337
−HK$1,042/mo
Today · 4.125%
HK$40,379
baseline
▲ 0.50% · 4.625%
HK$42,508
+HK$2,129/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,758/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,175
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,425
−HK$1,270/mo
Today · 4.125%
HK$42,695
baseline
▲ 0.50% · 4.625%
HK$45,292
+HK$2,597/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,390/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,893
−HK$1,216/mo
Today · 4.125%
HK$47,109
baseline
▲ 0.50% · 4.625%
HK$49,592
+HK$2,483/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,218/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,654
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,261
−HK$1,632/mo
Today · 4.125%
HK$54,893
baseline
▲ 0.50% · 4.625%
HK$58,233
+HK$3,340/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,786/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,464
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,006
−HK$1,563/mo
Today · 4.125%
HK$60,569
baseline
▲ 0.50% · 4.625%
HK$63,762
+HK$3,193/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,138/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,931 · Scale 2, in force from 26 Feb 2026)