LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,698
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,591
−HK$907/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,855/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,926
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,782
−HK$869/mo
Today · 4.125%
HK$33,651
baseline
▲ 0.50% · 4.625%
HK$35,425
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,302/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,438
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$1,088/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,824
+HK$2,227/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,311
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,339
−HK$1,042/mo
Today · 4.125%
HK$40,381
baseline
▲ 0.50% · 4.625%
HK$42,510
+HK$2,129/mo
Deposit HK$5.03M · loan HK$7.55M · min. income ≈ HK$80,762/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,177
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,427
−HK$1,270/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$45,295
+HK$2,598/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,697
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,895
−HK$1,217/mo
Today · 4.125%
HK$47,112
baseline
▲ 0.50% · 4.625%
HK$49,595
+HK$2,483/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,224/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,656
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,263
−HK$1,633/mo
Today · 4.125%
HK$54,896
baseline
▲ 0.50% · 4.625%
HK$58,236
+HK$3,340/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,792/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,467
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,008
−HK$1,564/mo
Today · 4.125%
HK$60,572
baseline
▲ 0.50% · 4.625%
HK$63,765
+HK$3,193/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,144/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$471,954 · Scale 2, in force from 26 Feb 2026)