LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,703
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,596
−HK$907/mo
Today · 4.125%
HK$30,503
baseline
▲ 0.50% · 4.625%
HK$32,359
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$61,006/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,932
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,788
−HK$869/mo
Today · 4.125%
HK$33,657
baseline
▲ 0.50% · 4.625%
HK$35,431
+HK$1,774/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,314/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,444
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,515
−HK$1,088/mo
Today · 4.125%
HK$36,603
baseline
▲ 0.50% · 4.625%
HK$38,831
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.55M · min. income ≈ HK$73,206/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,318
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,346
−HK$1,042/mo
Today · 4.125%
HK$40,388
baseline
▲ 0.50% · 4.625%
HK$42,517
+HK$2,129/mo
Deposit HK$5.04M · loan HK$7.55M · min. income ≈ HK$80,776/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,184
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,270/mo
Today · 4.125%
HK$42,704
baseline
▲ 0.50% · 4.625%
HK$45,302
+HK$2,598/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,408/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,704
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,903
−HK$1,217/mo
Today · 4.125%
HK$47,120
baseline
▲ 0.50% · 4.625%
HK$49,603
+HK$2,483/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,240/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,665
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,272
−HK$1,633/mo
Today · 4.125%
HK$54,905
baseline
▲ 0.50% · 4.625%
HK$58,246
+HK$3,341/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,810/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,477
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,019
−HK$1,563/mo
Today · 4.125%
HK$60,582
baseline
▲ 0.50% · 4.625%
HK$63,776
+HK$3,194/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,164/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,036 · Scale 2, in force from 26 Feb 2026)