LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,707
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,600
−HK$908/mo
Today · 4.125%
HK$30,508
baseline
▲ 0.50% · 4.625%
HK$32,364
+HK$1,856/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$61,016/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,937
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,793
−HK$869/mo
Today · 4.125%
HK$33,662
baseline
▲ 0.50% · 4.625%
HK$35,437
+HK$1,775/mo
Deposit HK$6.29M · loan HK$6.29M · min. income ≈ HK$67,324/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,449
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,520
−HK$1,089/mo
Today · 4.125%
HK$36,609
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.55M · min. income ≈ HK$73,218/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,324
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,352
−HK$1,043/mo
Today · 4.125%
HK$40,395
baseline
▲ 0.50% · 4.625%
HK$42,524
+HK$2,129/mo
Deposit HK$5.04M · loan HK$7.55M · min. income ≈ HK$80,790/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,190
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,441
−HK$1,270/mo
Today · 4.125%
HK$42,711
baseline
▲ 0.50% · 4.625%
HK$45,310
+HK$2,599/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,422/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,711
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,911
−HK$1,216/mo
Today · 4.125%
HK$47,127
baseline
▲ 0.50% · 4.625%
HK$49,611
+HK$2,484/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,254/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,673
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,281
−HK$1,633/mo
Today · 4.125%
HK$54,914
baseline
▲ 0.50% · 4.625%
HK$58,255
+HK$3,341/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,828/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,486
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,028
−HK$1,564/mo
Today · 4.125%
HK$60,592
baseline
▲ 0.50% · 4.625%
HK$63,786
+HK$3,194/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,184/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,109 · Scale 2, in force from 26 Feb 2026)