LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,713
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,606
−HK$907/mo
Today · 4.125%
HK$30,513
baseline
▲ 0.50% · 4.625%
HK$32,370
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,026/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,943
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$869/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,443
+HK$1,774/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,527
−HK$1,089/mo
Today · 4.125%
HK$36,616
baseline
▲ 0.50% · 4.625%
HK$38,844
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,232/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,331
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,359
−HK$1,043/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,532
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,198
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,448
−HK$1,271/mo
Today · 4.125%
HK$42,719
baseline
▲ 0.50% · 4.625%
HK$45,318
+HK$2,599/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,438/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,720
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,919
−HK$1,217/mo
Today · 4.125%
HK$47,136
baseline
▲ 0.50% · 4.625%
HK$49,621
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,272/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,683
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,633/mo
Today · 4.125%
HK$54,924
baseline
▲ 0.50% · 4.625%
HK$58,266
+HK$3,342/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,848/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,497
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,039
−HK$1,564/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$63,798
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,199 · Scale 2, in force from 26 Feb 2026)