LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,713
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,606
−HK$908/mo
Today · 4.125%
HK$30,514
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,028/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,943
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$869/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,456
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,528
−HK$1,089/mo
Today · 4.125%
HK$36,617
baseline
▲ 0.50% · 4.625%
HK$38,845
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,234/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,332
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,360
−HK$1,043/mo
Today · 4.125%
HK$40,403
baseline
▲ 0.50% · 4.625%
HK$42,533
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,806/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,199
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,449
−HK$1,270/mo
Today · 4.125%
HK$42,719
baseline
▲ 0.50% · 4.625%
HK$45,319
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$85,438/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,721
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,920
−HK$1,217/mo
Today · 4.125%
HK$47,137
baseline
▲ 0.50% · 4.625%
HK$49,621
+HK$2,484/mo
Deposit HK$3.78M · loan HK$8.81M · min. income ≈ HK$94,274/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,684
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,292
−HK$1,633/mo
Today · 4.125%
HK$54,925
baseline
▲ 0.50% · 4.625%
HK$58,267
+HK$3,342/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,850/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,498
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,040
−HK$1,564/mo
Today · 4.125%
HK$60,604
baseline
▲ 0.50% · 4.625%
HK$63,799
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,208/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,206 · Scale 2, in force from 26 Feb 2026)